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Malta MPRP Guide

Property costs

Minimum purchase value and rent, the five-year holding rule, and the non-MPRP transaction costs to budget for.

Written by Malta MPRP Guide Editorial TeamReviewed by Compliance ReviewerPublished 30 September 2026Updated 30 September 2026Last verified: 30 September 2026

Minimum thresholds

  • Purchase: at least €375,000 for a residential property in Malta or Gozo.
  • Rent: at least €14,000 per year for a residential property in Malta or Gozo (a lease of at least one year; no gaps in residence).

Both thresholds were set by Legal Notice 310 of 2024 with effect from 1 January 2025, replacing the previous lower thresholds for Gozo and the South of Malta. [Government of Malta — Government Gazette]

Holding period

The qualifying property must be held for five years from the appointed day (the certificate date). After that, a residential property in Malta or Gozo must still be held, but the minimum value no longer applies.

Transaction costs (general information — not MPRP fees)

Buying property in Malta involves costs governed by other Maltese laws, such as duty on documents and transfers, notarial fees, searches and, for non-residents buying outside a Special Designated Area, the Acquisition of Immovable Property (AIP) permit. The Agency FAQ confirms an AIP permit is still required in that case. These amounts depend on the property and your circumstances; ask your notary for a quote and enter it in the calculator as an optional item.

Renting versus buying

Since 22 July 2025 the government contribution is the same for both routes, so the comparison comes down to the property itself: five years of rent at the minimum totals €70,000 with no asset at the end, whereas a purchase ties up at least €375,000 plus transaction costs but leaves you owning the property. Market considerations are outside the scope of the regulations; see the property hub.

Sources & Verification

Verified 30 September 2026 against the sources below

  • Malta Permanent Residence Programme Regulations (S.L. 217.26), consolidated

    Government of Malta — Subsidiary Legislation under the Immigration Act (Cap. 217)

    Legislation

    Subsidiary Legislation 217.26 — Malta Permanent Residence Programme Regulations, L.N. 121 of 2021 as amended by L.N. 57 and 310 of 2024 and L.N. 146 of 2025

    Published
    29 Mar 2021
    Effective
    22 Jul 2025
    Last checked
    30 Sept 2026
    Status
    Active
    Reference: SL-217-26Official requirement

  • Legal Notice 310 of 2024 — MPRP (Amendment No. 2) Regulations, 2024

    Government of Malta — Government Gazette

    Legal Notice

    L.N. 310 of 2024: Malta Permanent Residence Programme (Amendment No. 2) Regulations, 2024

    Published
    19 Nov 2024
    Effective
    01 Jan 2025
    Last checked
    30 Sept 2026
    Status
    Superseded
    Reference: LN-310-2024Official requirement

  • Residency Malta Agency — MPRP Frequently Asked Questions (V2.6.1)

    Residency Malta Agency (Government of Malta)

    Government Publication

    Frequently Asked Questions — Malta Permanent Residence Programme (MPRP), version 2.6.1

    Published
    01 Jul 2024
    Effective
    —
    Last checked
    30 Sept 2026
    Status
    Active
    Reference: RMA-MPRP-FAQ-2-6-1Official requirement

Related information

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Written by

Malta MPRP Guide Editorial Team

Research & editorial

The editorial team researches the Malta Permanent Residence Programme directly from the consolidated regulations (S.L. 217.26), the Legal Notices that amend them and the Residency Malta Agency's published material. Ever…

C

Reviewed by

Compliance Reviewer

Fact-check & source review

Responsible for reviewing published pages against the current text of S.L. 217.26 and the Agency's official pages, recording the verification date and flagging any page that needs an update after a legislative change. R…